- Complete
and sign 3 or 4 page residential loan application Form 1003 and
attached loan info sheet, credit authorization and fair lending
notice. Page 4 of the application is a continuation page in case
you need additional space for your assets or liabilities. If
you make a mistake while filling out the application cross it
out, and make a change. Do NOT use white out.
- If
you are salaried: provide two years W-2 and one month of
paystubs OR if you are self-employed: provide
two years tax returns and a YTD profit and loss statement.
- If
you own rental property, please provide rental agreements and
two years tax returns.
- If
you wish to speed up the approval process, please also provide
three months bank statements for each bank, stock and mutual fund
account.
- Provide
recent copies of any stock brokerage or IRA/401K accounts that
you may have.
- If
you are requesting a cash out refinance please provide a letter
explaining what you plan to do with the proceeds.
- Provide
copy of divorce decree if applicable.
- If
you are NOT a US citizen provide us with a copy of your green
card (front & back), or if you are NOT a permanent resident
provide us with your H-1 or L-1 Visa.
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